Please read this Electronic Records Disclosure and Consent Agreement ("Agreement") carefully and download or print a copy for your records. You must click the "I Accept" button at the end of this Agreement to continue your application.
In this Agreement, the words "we," "us," "our" and "the Creditor" mean Daniel's Jewelers.
Electronic Application and Related Disclosures. Federal laws and regulations, including the federal Truth-in-Lending Act and Consumer Financial Protection Bureau Regulation Z, require us to give you certain important disclosures when you apply for and are approved for credit. These disclosures are included with our online credit application, and our credit agreement. With your consent, we will give you these disclosures electronically.
Requesting Paper Copy of Disclosures. At your request, we will provide a copy of your disclosures and agreement in paper-based media. To request a paper copy of your disclosures and credit agreement, contact us by telephone at 310-665-2110 or by email at email@example.com. We will not charge you any fees for providing a paper copy.
Your Consent is Required. You must consent to receiving the disclosures and credit agreement electronically in order to apply online for credit. Your consent will only apply to the application, credit agreement and related disclosures, and you will not be consenting to receiving other electronic records or disclosures at this time.
If you do not want to receive the credit agreement and related disclosures electronically, you should exit the online credit application area of our web site, and your on-line application will be discontinued.
System Requirements to Access Application, Disclosures and Credit Agreement. To apply electronically and to receive an electronic copy of the disclosures and credit agreement, you must have the following:
- a personal computer or other access device which is capable of accessing the Internet (e.g., you must have a modem, cable Internet connection or some other means of access to the Internet, and you must have an active account with an Internet service provider), and which can receive HTML files;
- an Internet web browser which is capable of supporting 128-bit SSL encrypted communications
Your access to this page verifies that your system, browser and encryption software meet these requirements.
System Requirements to Retain the Disclosures and Credit Agreement. To retain the disclosures and credit agreement, your system must have the ability to either download (to your hard disk drive or other storage device) or print both web pages (screens) as well as embedded HTML files.
Updating Your Information. You should keep us informed of any change in your telephone number or your mailing address. You may contact us to tell us about these changes by e-mail firstname.lastname@example.org.
Acceptance of Agreement and Consent to Receive Electronic Disclosures and Credit Agreement. Clicking the "I Accept" button (below) constitutes your written signature and approval of, and agreement to be bound by, the terms of this Agreement. If you click the "I Decline" button (below), your on-line credit application will be discontinued.
By clicking "I Accept," you hereby:
- confirm that the Internet access device(s) you will use to complete your on-line application and to receive the disclosures and credit agreement meet(s) the system requirements described above; and consent to receiving the disclosures and credit agreement electronically.